2017 Online Baccarat Casinos

Baccarat Online Casinos

Playing baccarat online is a very popular casino game for Canadians, and there are plenty of sites offering an excellent gaming experience. Our reviews team vets all the online blackjack sites around to bring you the very best available in Canada, taking you through games and bonus quality, banking security and site trustworthiness.

Here we'll take you through:

  • Why playing online baccarat is so much fun
  • How to play like a pro
  • The top baccarat online casinos for Canadians

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An Introduction To Baccarat Online

Online baccarat games are often played for high stakes, with people betting and winning large amounts. Playing baccarat for real money often conjures up images of glamorous European casinos, and there is plenty of fun to be had and money to be won at many a casino online.

If you're keen to play online baccarat, go to our selection of free games and try a few options out.

How To Play

The rules of online baccarat ganes are fairly simple on the surface. The banker (the baccarat dealer) and the player are each dealt two cards and add their value together to create a points total from the second digit of the addition of the two card values. If a baccarat player is dealt a five and a three the total will be eight, but if they have a five and a nine their total is four rather than fourteen - only the second digit counts.

If you play baccarat online, you'll find the most common form of the game called Punto Banco. Players can bet on their own hand ('punto'), the banker's hand ('banco'), or a tie between the two ('standoff'), while the dealer will always be betting on banco.

The aim of baccarat is to get as close to nine as possible with the hand that you're betting on, and if only one of the starting two card hands is an eight or a nine then that hand wins. If neither does, then the dealer may deal another card to one or both of the two hands.

Player's Rule And Banker's Rule

The player will stand pat on a 6 or 7 (i.e. draw no extra cards), but draw on anything from 0-5. This rule is called the 'player's rule'.

The 'banker's rule' is slightly more complicated. If a player stands pat then the banker follows the 'player's rule', but if the baccarat online casino player draws a third card then the banker follows the following set of rules:

  • If the banker total is 2 or less, then the banker always draws a card, regardless of the player's third card
  • If the banker total is 3, then the bank draws a third card unless the player's third card is an 8.
  • If the banker total is 4, then the bank draws another card if the player's third card was 2, 3, 4, 5, 6 or 7.
  • If the banker total is 5, then the bank draws a third card if the player's third card was 4, 5, 6, or 7.
  • If the banker total is 6, then the bank draws a third card if the player's third card was a 6 or 7.
  • If the banker total is 7, then the banker stands, regardless of the player's cards
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Online Baccarat variants

While punto banco is the most common baccarat online variant, and some online casino sites will sometimes just call Punto Banco 'Baccarat' in their lobby, there are some other variants usually available.

Chemin de fer (or 'chemmy') is the original French version and sees the role of the banker passed around between the players. When a baccarat player is designated as the banker, they can only bet on their own hand. Some real money baccarat games will allow players to pass up their go as the banker, but this varies depending on which casino you play at. When learning how to win at baccarat it makes sense to check this out before starting to play for real money.

A third variant, Baccarat banque, is less common. While in Chemin de Fer sees the role of banker pass to the next player as soon as the banker loses, real cash Baccarat banque usually uses three decks of cards the same player stays as banker until they 'retire' as banker or until all the cards have been dealt.

For more information on where to play different variants of baccarat online for real money, check out our recommended Canadian casinos section.

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How To Win At Baccarat Online

When playing baccarat for real money you might be tempted by the standoff bet - betting on a tie between the player and banker - as this pays out 8:1 or 9:1 compared to the even-money punto and banco bets. However this is mathematically the worst long-term bet for players.

Banco has a slightly better chance of winning, and while both punto and banco pay out even money (1:1), players must pay a 5% commission on winning banco bets. However even with this commission accounted for, the house edge on banco is lower than on punto.

The payouts are not huge in relation to baccarat bets, but it is one of the games with the lowest house edges. Once you've worked out how to play baccarat online you can give yourself a decent chance of winning when you gamble with real money.

Baccarat FAQ

Where can I play for real money?

There are hundreds of sites all over the web where Canadians can play baccarat for real money. Fortunately, we've done the hard work for you and found the best casinos to play.

Although legislation prevents any online casinos from operating within Canada, many top international casinos have made it very easy for Canucks to join the action by allowing deposits and withdrawals in Canadian Dollars and offering the same range of bonuses and promotions they do to other players from all over the world.

Is online baccarat rigged?

No. It's easy to see why some people think this might be the case, as the selection of the winning card(s) takes place out of the view of players. This leads many players to believe that online casinos operate by selecting whichever option will lose them the least money.

This couldn't be further from the truth. All cards are dealt using a random number generator, which isn't even built by casinos themselves. Additionally, all random number generators used by casinos are subject to third party inspections by independent auditors. The odds for online baccarat are exactly the same as playing the game in a land-based casino.

Can I play for fun?

Yes, all the best casinos let you play baccarat for free when you first sign in. Choose this instead of playing for real money and you can spend as long as you want playing baccarat, or any other casino game provided it doesn't involved a progressive jackpot, without spending any cash.

It's worth noting that the odds in 'play for fun' games are exactly the same as their real cash equivalents, so there's no danger of the game suddenly skewing in favour of the house if/when you decide to start betting on the action.

Where can I play on a Mac?

Some casino sites offer Mac specific software, which will take the form of a .pkg or a .dmg file instead of the .exe associated with Windows. However, the vast majority of Mac users play in their browser using no download, also known as instant play, casinos.

Although the graphics are sometimes slightly more basic in a no download casino, many Canadian Mac (and PC, for that matter) users prefer them as it means they don't have to download anything, can use their account on any Internet-enabled computer, tablet or smartphone and can be sure they're always playing the most up-to-date version of baccarat offered by the casino.

Is it possible to employ a strategy online?

In a word, no. Using a betting system online, such as doubling your bet with every loss as dictated by the Martingale system, is dangerous because it only takes a few unlucky bets before you're wagering very large sums of money to make only a small profit.

Also, betting limits employed by most online casinos make it difficult to rely on a betting system as you're not always able to wager the amount you need to be able to in order to recoup your losses. Baccarat is best treated as a game of chance; stick with the banker and player bets, avoid the tie and try to have some fun.

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